# Limited accessibility Despite the proliferation of exchanges facilitating fiat to crypto conversions, a substantial portion of the global population still lacks access to crypto and banking services. It's striking to consider that approximately 1.4 billion individuals remain entirely unbanked, while 1.7 billion lack any access to financial or similar institutions. Furthermore, estimates suggest that a meager 5.25% (equivalent to 420 million people) of the world's population are cryptocurrency owners. These figures present an immense opportunity to extend financial services to the unbanked and accelerate the widespread adoption of cryptocurrencies. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://whitepaper.myrenegade.net/banking-challenges-with-cryptocurrencies/limited-accessibility.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.